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Source: http://www.sciencedaily.com/rss/living_well.xml
academy awards 2012 albert nobbs a star is born oscar nominees oscar nominations 2012 kombucha tea separation of church and state
An Egyptian shouts slogans during anti-President Mohammed Morsi protest in front of the presidential palace in Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Amr Nabil)
Egyptians shout slogans during an anti-President Mohammed Morsi protest in front of the presidential palace in Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Amr Nabil)
Egyptians shout slogans during anti-President Mohammed Morsi protest in front of the presidential palace in Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Amr Nabil)
Egyptians shout slogans during an anti-President Mohammed Morsi protest in front of the presidential palace in Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Amr Nabil)
Egyptian protesters shout anti-Mohammed Morsi slogans under a giant flag in front of the presidential palace in Cairo, Egypt, Friday, Feb. 1, 2013. Arabic banner reads, "Hamas, brotherhood, Qatar and America, are Egyptian enemies." (AP Photo/Amr Nabil)
Egyptian protesters chant anti- government slogans during a rally in Tahrir Square, Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Khalil Hamra)
Egyptian President Mohammed Morsi, center, waves after attending Friday prayers in Cairo, Egypt, Feb. 1, 2013. (AP Photo/Jihan Nasr, Shorouk Newspaper)
Egyptian protesters chant anti- government slogans during a rally in Tahrir Square, Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Khalil Hamra)
An Egyptian masked protester wears a head banner with Arabic writing that reads "Egypt", during a rally in Tahrir Square, Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Khalil Hamra)
An Egyptian street vendor sells vegetables on a motorbike during a rally in Tahrir Square, Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Khalil Hamra)
An Egyptian protester tries to escape from fire after he burned an anti-Mohammed Morsi banner in front of the presidential palace in Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Amr Nabil)
Egyptians wave a giant flag during anti-President Mohammed Morsi protest in front of the presidential palace in Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Amr Nabil)
Egyptian security forces protect themselves from heavy rains in front of the presidential palace in Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Amr Nabil)
Egyptian protesters chant anti--government slogans during a rally in Tahrir Square, Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Khalil Hamra)
Egyptian protesters chant anti-government slogans during a rally in Tahrir Square, Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Khalil Hamra)
Egyptian protesters chant anti-government slogans during a rally in Tahrir Square, Cairo, Egypt, Friday, Feb. 1, 2013. (AP Photo/Khalil Hamra)
Source: http://www.huffingtonpost.com/2013/03/02/egypt-balloon-crash-pilot_n_2797966.html
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?Knowing what you know now, what would you do differently?? or ?If you had to start over entirely, how would you do it??
These are tough questions that so many people have asked me. Based on my current position and the blessings I have experienced, I really would not have done anything differently. I?m very pleased with my current situation as an investor, and I fear that if I had done anything differently, then I wouldn?t be where I am today. In my opinion, a more appropriate question is:
?Based on your experience, in which direction are you going from here and what advice do you have for a new investor??
While my plan for the future is still in process, I have some advice to offer new investors.
In the past, I set goals to complete a certain number of deals and as a result, found myself at times pursuing volume over quality. This sometimes put me into bad situations, costing me both time and money. For example, I might have paid too much to buy a home just so I could say I did a deal and hit my target. While I did experience many situations that other investors never encounter, this is not the way to do business.
Today, I realize that I didn?t need to do as many deals as I?ve done. Now I pass over a ton of opportunities that I would have taken years ago. Rather, I sit back and cherry-pick, waiting for the ?home runs? to come along.
That?s not to say that beginning investors should wait for the big deals. Most don?t have the resources to compete with the experienced investors, including myself, who don?t need the smaller deals to survive but can afford to be patient. We can bide our time until the best deals present themselves and still have enough resources to take advantage of them when they do.
What I am saying is that beginning investors should do what they need to do to survive, keeping in mind that it is better to do one quality deal than a multitude of average deals. As a beginner, you must get into the game, but do it carefully with good deals. Then go from first to second to third to home, taking it one step at a time. Crawl before you walk and walk before you run. Otherwise, by rushing into things, you run the risk of making mistakes that will set you back months or even years.
I did not have concrete goals when I began, so two years after getting started, I was in about the same place as when I started. I ran around in circles and covered a lot of ground, but didn?t get too far from my starting point. Only then did I develop a plan (smart, huh? Only took a few dozen ?seminars? and a few more whacks upside my head).
So I teach my students to put together a plan sooner rather than later, preferably before they even start investing. Anyone who drafts a realistic plan and sticks to it can achieve as much in one year as I did in three.
Not that creating a plan is easy, especially when you don?t know what to expect. Accurate goal setting is actually very difficult, and not many people teach you what you need to set REAL goals. Most teach goals that get people excited, good in the sense that it usually prompts people to take action, but bad in that it develops unrealistic expectations and sets people up for disappointment.
To set realistic goals, speak with experienced investors in your chosen field (wholesaling, rehabbing, lease-options, ?subject to?) and get their honest opinions regarding profits per deal and the average time required to complete a deal. Then, based on this and your current resources of cash and credit, set your long-term cash, cash flow and equity goals for one year, three years and five years. Once you have these long-term goals, fill in your short-term goals of three, six and nine months by outlining the steps you need to take to accomplish your long-term goals.? Unless you draft a plan similar to this and truly commit to it, you are going nowhere.
Looking back, I have owned a lot of homes that I wish I would have kept. I don?t regret having sold them since every sale contributed to my success, but I did have some gems that have more than doubled in value since I sold them.
When I sold, I just didn?t believe that the areas would take off like Realtors and others were telling me. So I cashed out and used the profits for other things. If I had held the 50 best deals that I have sold to others and done nothing else, my net worth would probably be three times higher than what it is today.
Not that I?m complaining. My net worth used to be negative, and today it is pretty respectable. I?m just advising you to hold onto your best deals if you can. Sometimes, though, it is necessary and understandable to sell a property for cash profits even though it would be nice to keep it. Use your best judgment.
When you purchase a great deal, don?t feel obligated to pass all of the savings on to your buyer. I could have generated more profits than I did from many of the properties that I wholesaled. Often, when I purchased a SUPER deal, I passed along the SUPER savings to my buyer with the attitude that I should only make $2k-$4k per transaction.
Well, this was a mistake. My advice to you is to take what you can get. Don?t inflate your prices above the market and gouge people. Give them a good value. However, don?t think it?s necessary to limit your profits just so a buyer can benefit. After all, this is business.? Let the market set your price. There will be plenty of times when your profit isn?t as large as you expected. Take advantage of the big hits when they come.
Sometimes, I used my business as a charity when I shouldn?t have. My recommendation for you is never to do the same. Don?t let someone live rent free or give someone else more for a service than what it makes good business sense to give.
I?ve learned that I need to run my business for a profit, and that I need to do all I can to keep it profitable. I?ve also learned that it?s OK for me to be charitable with my profits, but that I can?t be charitable with my business. Giving your business away before you make profits cuts your wellspring off at its source. It?s not prudent, and your business will suffer greatly as a result if you choose to do so.
I know it?s hard to hear this, especially for those of you disgusted with your current position, but I recommend that beginners with good jobs hold onto them for a while. They provide a safety net while you are learning and particularly allow you to establish yourself with banks and credit card companies. Convincing these organizations to work with you as a self-employed person is tough.
I first became interested in investing at the age of 18, and I wish I had pursued it from that age. Instead, I waited 10 more years to get started.? As of this writing, I?ve only been investing for 5 years and it?s hard for me to imagine, based on my current position, where I would be if I had started when I was 18 years old.? It?s never too late, but you need to start NOW!
Use a partner only when you need them. In other words, choose someone with time, money, knowledge or skills that you don?t have. They should bring to the table something that you need. All too often, two people with a dream and nothing else decide to be partners. Not good. Partners need to complement each other, not have the same qualities.
Today, I teach others to use partners strictly on a deal-by-deal basis. The form of partnership I teach most often is one where one person puts up all of the money and the other is responsible for everything else.
In retrospect, I would not have taken on the one partner I had. In time, I didn?t need a partner anymore, yet I still had one and felt as though I was giving half of everything away. He probably felt the same way.
Finally, I?d like to stress that if you can dream it, you can do it through effort and perseverance. Having money, a decent job, and good credit make investing easier, but are not necessary.
When I began my career as a real estate investor, I had no money, no job and poor credit. In the past five years, through the grace of God, I have come a long way. So set your goals and start taking the steps necessary to achieve them. Reevaluate and adjust every so often, but don?t quit and don?t let anything stop you.
Stephen Cook is an author and active investor that started out in Baltimore, MD. He has bought and sold over 450 properties. Steve pursues many avenues of investing and specializes in the wholesaling and rehabbing of properties for profit as well as new construction. These days Steve spends most of his time teaching others how to become LIFEonaire?s. Not only are his real estate investing students successful in business, but they live full and abundant lives.
For more information on real estate investing, check out his new course:??Flipping Like a Pro?
Source: http://lifeonaire.com/9-knew-starting-real-estate/
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A Nissan Leaf electric car has been modified by Oxford University to become a robotic car controlled by an iPad. The project which it is called ?auto drive? enables the car to drive itself for short stretches which could mean a stress free school run for parents or a productive work commute for others.
The system has been developed by the University and uses small cameras and lasers built into the cars bodywork which all link back to a trunk mounted computer. The iPad becomes the front end and is fitted within the cars dashboard.
The whole user experience is provided by an iPad which quickly guides the user through the few checks that are needed to induce autonomy. When it is safe to do so, the car offers the drive the chance to be driven automatically. Here is video showing that process. At any time the driver can take back control of the car by touching the brake - it's exactly like cruise control in an existing vehicle - only this time the car sees obstacles, controls speed and steering. It feels very natural.
There are three computers onboard. The iPad, the LLC (Low Level Controller) and the MVC (Main Vehicle Computer). The iPad runs the user interface and demands constant attention from the LLC. If any of these computers disagree the driver will not be able to start autonomous driving. If at any point there is a problem when the car is in control the human driver is prompted to take control, if they fail to do so the car is automatically brought to a stop.
The car is based on a modified Nissan Leaf which is powered solely by electricity. When you run out of fuel you just need to find a suitable power point rather than a gas station. Of course that wouldn't be too hard when you have a self drive system as capable as this. As Oxford University points out, we should imagine a time when all cars can drive themselves some of the time. This is what?s needed for everyday use; a future not condemned to congestion and accidents and one that has cars driving themselves and interacting safely with other road users. Maybe that possibility has just taken a step closer.
Source: Oxford University, Robot Car
Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/Xee92fyh4xE/story01.htm
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Feb. 28, 2013 ? Blockages in your heart arteries could mean you're more likely to have a stroke, even if you're considered low risk, according to research in the American Heart Association journal Stroke.
"This study demonstrates that stroke risk is tightly aligned with coronary atherosclerosis, showing the closely related nature of cardiovascular and cerebrovascular disease," said Dirk M. Hermann, M.D., the study's lead investigator and professor of vascular neurology and dementia at the University Hospital Essen in Germany.
"This raises the need for intensified interdisciplinary efforts for providing adequate disease prevention and management strategies."
In the study, researchers used the non-invasive electron beam-computed tomography, a variation of the conventional CT scan, to determine how much plaque had built up in the coronary arteries of 4,180 patients who had no previous strokes or heart attacks. The patients, men and women 45-75 years old, were followed for about eight years.
During the study, 92 strokes occurred.
The blockages, caused by coronary artery calcification (CAC), were significantly higher in those who had a stroke than those who didn't. Those who had CAC levels of more than 400 Hounsfield units (HU), a density measurement, were three times more likely to have a stroke than those with CAC levels below 399 HU.
CAC measurements were more potent in predicting stroke in patients younger than 65 and those at low risk for cardiovascular disease, researchers said.
CAC levels were an accurate predictor of stroke in men and women regardless of whether patients suffered from atrial fibrillation, a form of irregular heartbeat often associated with stroke.
"Not only atrial fibrillation but also CAC has to be taken into account as a marker of risk for stroke events," Hermann said.
Study patients who suffered a stroke were about 65 years old, had a higher body mass index and were more likely to have high blood pressure, diabetes and high cholesterol levels. Although the study was conducted in Germany, Hermann said the findings among the middle-aged participants are likely generalizable to Americans in the same age group.
Co-principal investigators were R. Erbel, M.D.; K. H. J?ckel, Ph.D.; and S. Moebus, Ph.D. Author disclosures are on the manuscript.
The Heinz Nixdorf Foundation, German Ministry of Education and Science and German Research Foundation funded the study.
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Source: http://feeds.sciencedaily.com/~r/sciencedaily/most_popular/~3/J3jTtjasxx8/130228171500.htm
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